ProductsHealth Insurance
Health Insurance
Your Health, Our Priority
About Health Insurance
Our health insurance plans give you access to a wide network of hospitals, specialists, and clinics. From routine check-ups to major surgeries, we've got you covered. Our cashless hospitalization feature means you never have to worry about upfront medical costs.
What's Covered
Inpatient hospitalization
Outpatient consultations
Specialist referrals
Emergency room visits
Surgical procedures
Maternity and newborn care
Mental health services
Dental and vision care
Prescription medications
Preventive health screenings
General Exclusions
Cosmetic or elective procedures
Pre-existing conditions (first 12 months)
Experimental treatments
Self-inflicted injuries
Frequently Asked Questions
Is there a waiting period?
Standard plans have a 30-day general waiting period and 12-month waiting period for maternity. Our Premium plan has no waiting periods.
Can I add my family?
Yes, family plans cover spouse and up to 3 children. Additional dependents can be added at a discounted rate.
How does cashless hospitalization work?
Present your ShieldGuard health card at any of our 5,000+ network hospitals and the bills are settled directly with us — no upfront payment needed.