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Business Insurance
Protect Your Business, Secure Your Future
About Business Insurance
Running a business comes with significant risks. Our business insurance packages are designed to protect your company from the unexpected — whether it's a lawsuit, property damage, employee injury, or business interruption. We offer customizable packages for businesses of all sizes.
What's Covered
Public liability insurance
Professional indemnity
Business property and assets
Business interruption coverage
Employer's liability
Product liability
Cyber liability and data breach
Directors and officers liability
Commercial vehicle fleet
Key person insurance
General Exclusions
Intentional illegal acts
Known pre-existing claims
Nuclear or war-related losses
Fines and penalties from regulators
Frequently Asked Questions
Do I need business insurance by law?
Employer's liability insurance is legally required if you have employees. Other types depend on your industry and contracts.
Can I customize my coverage?
Absolutely. Our business insurance is fully modular — you can add or remove coverage components to match your specific business needs.
How are business interruption claims calculated?
We calculate based on your average monthly gross profit for the 12 months prior to the incident, covering the period of interruption.